Tom was born and raised in Baltimore County, Maryland. He earned his Bachelor of Arts degree in Economics from the University of Maryland Baltimore County in 1979. In addition, he obtained a Certificate in Accounting in 1979 through attendance at the University of Maryland Baltimore County and Catonsville Community College. Upon graduation, he embarked on his career as an accountant by joining the firm of J. Walter Steinhardt, CPA, PA in January 1980. He started as a Junior Accountant and progressed to the position of Senior Accountant. Tom joined the staff of Naiman & Associates in April 2000. He is involved with many of our clients, providing personal and business income tax preparation, accounting and related services. In his spare time, Tom has been actively involved in the Woodlawn Volunteer Fire Company since 1975, where he has held numerous elected leadership positions.